Privacy Policy

Last updated: October 8, 2026

Draft for review. This policy and the bracketed agency details below must be reviewed and completed before the quote form is opened to the public.

Who we are

TexasHomeInsuranceRates.com (the “Site”) is operated by The RSchexnaider Agency, LLC (“we,” “us,” or “our”), an insurance agency licensed by the Texas Department of Insurance. Quote requests submitted through the Site are handled by our licensed agents.

You can verify an agency’s license with the Texas Department of Insurance at tdi.texas.gov.

Information we collect

When you request a quote, we collect only what we need to contact you and prepare a homeowners insurance quote:

• First and last name
• Phone number and email address
• Property street address and ZIP code
• Your contact-consent choice and the date and time you submitted the request

The quote form does not ask for Social Security numbers, dates of birth, driver’s license numbers, payment information, or other sensitive personal information. Please do not include such information in the form. Like most websites, our hosting provider may automatically process technical data such as IP address and browser type to deliver the Site and protect it against abuse.

How we use your information

• To contact you by phone call or email about your quote request, if you have given consent
• To prepare and discuss homeowners insurance options for your property
• To keep records of your request and consent as required for our business and by law
• To protect the Site against spam, fraud, and misuse

We do not send text messages or use automated or prerecorded calls based on a submission through this Site. Giving consent is not a condition of purchasing any product or service.

How we share your information

We do not sell your personal information. We share it only as needed to respond to your request, including with:

• Our customer relationship management provider (AgencyZoom), which stores and organizes quote requests for our agency
• Our website hosting provider, which processes form submissions on our behalf
• Insurance companies we represent, when needed to prepare a quote you have asked for
• Government authorities or others when required by law

How we protect and keep your information

Information you submit is sent over an encrypted (HTTPS) connection and transmitted directly from our server to our agency management system. We keep it only as long as needed for the purposes described above or as required by law.

Your choices

You may withdraw your consent to be contacted, or ask us to access, correct, or delete your information, at any time by contacting us using the details above. We will honor your request as required by applicable law.

Children

The Site is intended for adults. We do not knowingly collect information from anyone under 18.

Changes to this policy

We may update this policy from time to time. The “Last updated” date above shows when it was last changed.